Ontario Heat Pump Rebates (2026)

Up to $12,000 toward a heat pump — and a fully covered install for income-qualified oil-heated homes. We confirm what you qualify for and handle the paperwork.

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Heat pump rebates in Ontario are the most generous they have ever been. Between the provincial Home Renovation Savings Program and the federal Oil to Heat Pump Affordability Program, homeowners can recover $7,500 to $12,000 of the installation cost — and income-qualified oil-heated homes can have a heat pump installed at no cost at all.

The catch is the order of operations: each program has specific steps you have to complete before the work begins, and missing one means losing the money. Here are the two programs that matter in 2026, and how we make sure you capture every dollar you qualify for.

The Two Programs That Matter in 2026

Provincial · most homeowners

Home Renovation Savings Program

Co-delivered by Enbridge Gas and Save on Energy. No income restriction. Requires a pre- and post-retrofit energy assessment.

Up to $7,500 — cold-climate air-source heat pump
Up to $12,000 — ground-source (geothermal)
Extra rebates for insulation, windows, air sealing

Federal · oil-heated homes

Oil to Heat Pump Affordability Program

For income-qualified households switching off oil heat. Open for applications. Natural gas, propane, and wood are not eligible.

Up to $10,000 toward an eligible heat pump
Up to $25,000 combined funding in Ontario — a no-cost install for income-qualified homes
Plus eligible oil-tank removal and electrical upgrades

The older Canada Greener Homes Grant and Loan both closed to new applications at the end of 2025.

How the Numbers Add Up

Gas or electric home, cold-climate air-source heat pump: up to $7,500 through the Home Renovation Savings Program.
Any home going geothermal: up to $12,000 through the Home Renovation Savings Program.
Oil-heated home, income-qualified: up to $10,000 through the federal Oil to Heat Pump program — or a fully covered install (up to $25,000 in combined funding) through Ontario's co-delivered stream.

Want the full breakdown — every eligibility rule, the energy-assessment step, and the exact application order? Read our complete 2026 Ontario heat pump rebate guide.

How We Help You Claim Them

Confirm What You Qualify For

We assess your home and current heating source and tell you which program fits — and what a qualifying, rebate-eligible heat pump looks like for your home.

Get the Assessment Booked First

The pre-retrofit energy assessment has to happen before any work begins. We make sure it is booked and the report is in hand before installation — the step most people miss.

Install and Submit

We install a heat pump from the qualified products list, keep all the documentation, and point you through the post-retrofit assessment and final claim.

The rebates matter most off the gas grid: Huntsville · Gravenhurst · Haliburton · Kawartha Lakes · Orillia · Barrie

See What You Qualify For

Fill out the form and we will get back to you shortly. No obligation.

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Frequently Asked Questions

Up to $12,000. Most homeowners installing a cold-climate air-source heat pump get up to $7,500 through the Ontario Home Renovation Savings Program; a ground-source (geothermal) system can reach up to $12,000. Homes currently heated with oil can instead get up to $10,000 through the federal Oil to Heat Pump Affordability Program — and income-qualified oil-heated Ontario households can have a heat pump installed at no cost, with up to $25,000 in combined federal and provincial funding.

For most homeowners, no — the Ontario Home Renovation Savings Program is the single program you use, since the Canada Greener Homes Grant closed to new applications at the end of 2025. Oil-heated homes use the federal Oil to Heat Pump Affordability Program instead, which in Ontario already combines federal and provincial funding into one application. Pick the path that matches your current heating source.

Yes — for the Ontario Home Renovation Savings Program, a pre-retrofit energy assessment by a registered energy advisor is mandatory before any work begins, and a post-retrofit assessment is required after installation. Each visit costs roughly $250 to $350. Skipping either one means you get zero rebate from the provincial program.

No. The Canada Greener Homes Grant and the interest-free Greener Homes Loan both closed to new applications at the end of 2025. The provincial Home Renovation Savings Program is now the main path for most homeowners, and the federal Oil to Heat Pump Affordability Program is the path for oil-heated homes.

Book your pre-retrofit energy assessment first and apply to your program — the Home Renovation Savings Program for most homeowners, or the Oil to Heat Pump Affordability Program if you heat with oil. Install the heat pump only after the assessment and any required approval are in place. Then submit your final claims with invoices and the post-retrofit assessment. Starting the work before the pre-retrofit assessment is the most common mistake — and it disqualifies you from the provincial rebate.

Thinking About a Heat Pump? Let's Check Your Rebates.

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